It includes insurance services through the sale of life insurance and annuity policies (annuity) insurance, insurance policy against disability, death caused by an accident and loss of body parts or damage to the functionality of bodily organs (with or without significant elements of savings).

Includes: - provision of insurance services, except life insurance services: * from accidents and fires * Health Insurance * passenger insurance * property insurance * insurance of motor vehicles, ships, planes, transport insurance * from monetary losses and from liability * standardized guarantee schemes, for example, credit guarantees, which operate in accordance with the principles of non-life insurance relating to risk assessment, formation of reserves, etc.

It involves assuming all or part of the risk associated with an existing policy insurance initially issued by other insurance companies.

It includes legal entities, ie. funds (plans or programs) organized for the purpose of paying pensions exclusively for fund members or employees of pension fund investors. It includes individual and group pension plans, plans with pre-determined pension payments, as well as plans where the amount of pension is determined on the basis of contributions, ie. members' investments. Does not include: - pension fund management, part. 66.30 - compulsory social insurance programs, part. 84.30